1/2022: PenFed CLI: opened 2/2021 and received 'auto CLI' to $10k from $2500. This was a strange one.... [I logged into my account to make a transfer when I saw an application pending and a note indicating 'documents were needed to finalize'.Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. - 6515068 - 3I have 3 Penfed cards of each 12K limits. Applied for CLI for one of them after seeing a post that they might be doing SP CLI. And was instantly approved for a CLI to 17,500. Applied for CLI for the other two card, went into review. They may eventually reject the other two.I decided to wrap up my most recent app spree with 2 last HP's on my Navy Plat MC and PenFed Platinum cards. PenFed Platinum Rewards $25k to $30k -Opened 06/2015 -Applied Online 08/27 -Approved by 9am 08/28 via email -No additional information was asked for -Pulled EQ Fico 9 (797) NFCU Platinum...My oldest Penfed Power Cash was opened with a $500 CL. ...now $7,500! :) EQ Fico 9 is 735. - 5772517 - 2. Skip Navigation. ... myFICO® Forums; ... PenFed CLI; Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read ...Do either of these banks have an automated system to request a credit limit increase or must you call and speak with a CSR? I do not see the option on either of the apps.I, too, would go for the second card first...then the CLI. YMMV, but typically the starting line on a second card will be greater than the - 6710059Jan 12, 2021 · Re: PenFed Love button. It's normally been on the credit card application screen. (A CLI button on cards you already have instead of an Apply button.) But navigating to "Products and Rates" and clicking "Choose Your Product" now only has a Learn More popup that brings up the credit card list and doesn't recognize that you are logged in. I have cards with nearly every major bank, and penfed and NFCU but could NEVER get disco. I got a $5k cli on my penfed platinum rewards a few weeks ago bringing that limit to $15k , so for the heck of it last night apped for the disco and they approved me for $1k (lol) but im happy to finally be on ...Are PenFed CLI are they a HP or SP? - 3224194I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ...I opened this account 5/2018 with a 2k SL. I have tried once before to increase the limit to getting a big fat no from PenFed. I also refinanced my truck with PenFed 5/2018. So maybe they are starting to warm up to me after almost 2 years of history with them. I have only used this card once in th...My partner has the Penfed Promise approved for $5k I don't know (less than 6 months back) He received a spend $1000, get $100 cash back - 4345216 ... myFICO® Forums > Types of Credit > Credit Card Approvals > Penfed CLI; Options.First SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.Hi, I just applied for a PenFed VISA card and got approved at a little under 15% interest rate for $11.5K. Would I be able to apply for - 5004529 ... (CLI on Defender) when I opened my Power Rewards card at the end of March. There have been some reports of 30 days as CO_NATIVE said. ... FICO, myFICO, Score Watch, The score lenders use, and The ...I got my PCR Visa with PenFed this past November 2020. Put a decent amount of spend on it every month (+/-$1k) and I PIF every month. My SL/Current Limit is $12k, so I thought I'd try for a CLI. Current UTI is 5% across all cards, my EQ 9 score is 786. I applied for a CLI yesterday and got only $3k....Oct 23, 2020 · Personal Credit - AMEX: Platinum, Gold, Green, Blue Cash Preferred PNC: Cash Rewards, Points BOA: Cash Rewards NFCU: Flagship Rewards, Cash Rewards, CLOC Was approved a couple of weeks ago for $500, pretty dissapointed but oh well. They sent me a letter saying to show on time payment history for 4-6 months and then try for a CLI. Called today and asked the gentleman if it required a HP or the same pull from 2 weeks ago, he said there is a slim chan...if you weren't graced with an extremely rare extremely early 0-1 month CLI from their highest bucket venture X level accounts, you'll likely have to wait the full 6 months/statements before a CLI will be granted. just keep trying every time a statement generates as it's just a SP based on their account pulls.if you weren't graced with an extremely rare extremely early 0-1 month CLI from their highest bucket venture X level accounts, you'll likely have to wait the full 6 months/statements before a CLI will be granted. just keep trying every time a statement generates as it's just a SP based on their account pulls.Oct 24, 2021 · Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit. I opend the PenFed Platinum Rewards with a 5k line in October. My current score with them is 736 (11/28 is the pull date) I attempted a CLI on 1/25 and was denied with the statement that they wanted to see more history with them. This morning I was bored and was browsing the product section and when...Re: Penfed Cc instant CLI Approval. @gingerflower wrote: DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍. That"s great. Was the CLI a soft pull or hard pull. Thank you in advance.Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here. Choosing between a CLI or a new account, I opted for an increase to my PCR, which is a $24,200 bump: So the new credit line is $36,200, but the jury's still out on this one. My understanding is PenFed has a 25k cap on any individual ...I called PENFED to see if they would consider a CLI at 80 days. I have a balance because of BT's but I make large payments to pay it down. But my Util is around 20% I was declined for a cli. The only thing they could offer me was another credit card (Promise or Amex) but I had to take some of m...May 18, 2022 · As others have stated you cannot recon the SL but can request CLI after 6 months. Message 11 of 13. 2 Kudos. Reply. KingRue8500. Valued Contributor. 05-18-2022 01:45 PM. In them you'll find: - One forty-five caliber automatic. - Two boxes of ammunition. - Four days' concentrated emergency rations. - One drug issue containing antibiotics, morphine, vitamin pills, pep pills, sleeping pills, tranquilizer pills. - One miniature combination Russian phrase book and Bible. - One hundred dollars in rubles.If you all remember a few weeks ago, I asked for a CLI on my cash rewards card, which was approved. If you also remember, I noticed two accounts showing up on my online banking, one for $12k (original) and one for $15k. I was okay with the fact that I thought PenFed gave me $27k, but the $12k fell o...I got an email this morning with pre-approval offer of three different cards for $15k. I called and asked if I could instead apply that $15k to my current card and they agreed. What a nice surprise to move from $35k to $50k! They did say it can take 48 hours to reflect on my end otherwise I'd try t...Jul 17, 2023 · Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 1 loan. Car: 2023 Audi A4 SLine Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 Jetta I started off with Penfed PCR with a low $1500 limit , not surprisingly do to my scored at the time. Well with today being my 6 month anniversary are scores going up and up in the right direction this time. I decided to come out of the Garden and REQ a CLI. To my surprise, the screen timed out on me ( Reload Button ) still timed out.Re: Penfed - when to ask for 1st CLI? Normally I suggest waiting 6 months, but with covid, banks/cu's have seen large abilities to not pay. So you may be better of waiting closer to 9-12 months unless they preapprove you from a SP review. Message 6 …App went to review. Approved late today. SL 5k, new CL 7500....not a huge increase but I'm thankful for it! Thanks all! - 4571750 - 2Inspired by our command line monthly calendar post, reader Nate writes in with the yearly edition. Enter this at your Mac's Terminal command line (or in Cygwin on Windows), no line breaks: Inspired by our command line monthly calendar post,...Jul 9, 2015 · Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos. if you weren't graced with an extremely rare extremely early 0-1 month CLI from their highest bucket venture X level accounts, you'll likely have to wait the full 6 months/statements before a CLI will be granted. just keep trying every time a statement generates as it's just a SP based on their account pulls.Re: PenFed Offers? Historically they show up on the 1st day of each quarter released in several waves during the day. (7/2023) FICO 8 (EX) 825 (TU) 837 (EQ) 844. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club. Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 9.OP, PenFed will use the same HP. I would go for it! You can use the same HP for a CLI on another card. 2 months ago, i was approved for the Pathfinder on the phone (HP), i asked her to use the same HP to increase my Visa Platinum (approved) and my AMEX (approved). Hi All, On Friday I applied for (and was approved for) an auto loan through PenFed.1 2 Next 10 REPLIES AverageJoesCredit Legendary Contributor 04-27-2020 05:26 PM Re: Penfed CLI ?? For the people who are on their DO lend list, their cli can be quite good. For those they dont deem worthy, trying to get cli is like pulling teeth. In my experience, $3500 isnt really low sl but then again its subjective.I was very nervous about the hard pull but well worth it!!! Account Opened: 08/2019 Card Activity: Monthly Spotify billing :$14.99 only, PIF each statement (14 months of history) Starting CL: $1,200 CLI Approved: $17,500 (10/21/2020) Credit Card Score 8 for CLI Approval: EX 719, TR 728, EQ 721 Cre...Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.Late reporting this but around March 24 or so I applied for the personal SPG to take advantage of the 35K offer that ended on March 30. - 4531761May 30, 2022 · Congratulations on your PenFed CLI! I asked for a CLI yesterday and PenFed increased my Power Cash from $7,500 to $20,000. I've had this card for 2 years, …What rates do you offer? Can I pay off my personal loan early? Do I need to use collateral for a personal loan? What are the ways I can receive my loan funds? When will I receive my funds? Do you charge an origination fee? Do I need to become a member to apply for a loan? Will checking my rate affect my credit score? How will you verify my income?1/2022: PenFed CLI: opened 2/2021 and received 'auto CLI' to $10k from $2500. This was a strange one.... [I logged into my account to make a transfer when I saw an application pending and a note indicating 'documents were needed to finalize'.. Apr 27, 2020 · my experience with PenFed, I had a bk7 discharge in August 2018. In July 2019 PenFed gave me a 1200 SL. July 2020 I applied for a CLI through the website application and was given a credit line of 15,000. I got a hard credit pull from that applciation for credit line increase from equifax. Does penfed give auto CLI's, independent of their equifax qtr soft pulls ? Meaning if my latest qtr pull is not high enough to get an auto CLI, but I make a large change in middle of qtr to my CR that would make my score go high enough to qualify, will I get the auto CLI ? Or no I have to wait unti...1 2 Next 10 REPLIES AverageJoesCredit Legendary Contributor 04-27-2020 05:26 PM Re: Penfed CLI ?? For the people who are on their DO lend list, their cli can be quite good. For those they dont deem worthy, trying to get cli is like pulling teeth. In my experience, $3500 isnt really low sl but then again its subjective.PenFed is awesome!!! I got the power cash rewards visa back in September with $3,500.00 credit line. I was like ok not bad , I figured middle of the road put about 700.00 a month average in spend made multiple payments every cycle for 6 months only letting the statement cut 15 to 20 dollars for reporting to bureaus.Penfed Powercash Rewards $30,000 ---->>$50,000 SP CLI :smileysurprised: FICO 9:784 INQ: 24 Utili:1% reporting Derogs: Student - 5763377 - 2Take the myFICO Fitness Challenge. Message 14 of 19 2 Kudos 1GaDawg85. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; ... I ended up waiting for the infamous "offers" and got a $14K offer and added it as a CLI to my existing Penfed card instead of a new card. As far as an independent CLI request, I didn't do it cause I thought it ...PenFed Gold CLI. Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card that gets no use and with all the other changes I have been making on my reports over the last month or so. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. I called PENFED to see if they would consider a CLI at 80 days. I have a balance because of BT's but I make large payments to pay it down. But my Util is around 20% I was declined for a cli. The only thing they could offer me was another credit card (Promise or Amex) but I had to take some of m...wrote: Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts...A few months ago, I saw a 6K new card/CLI offer in "Your Offers". I disregarded. Last month it increased to 11K. Disregarded again. The other day it pops up 19K. New limit: 47K. Never had a limit over 30K before, ever. Never thought I would, either!Wow, I almost fell off my chair on this one LOL I got approved for the promise visa at the end of august for 2.5K. I decided to PC it to the cash rewards card shortly after and that was successful. Today after using the card every week and PIF I decided to request a CLI. Approved for 20K!! EQ is...Re: Penfed CLI Declined. I always had a positive experience with Penfed. They were my first credit card after bk with high credit limit. My SL with them was $17,500 and I used the card a lot. After 6 months credit limit was increased to $25K with hard pull. I applied for second card and instantly approved for $12,500.When you click on the button to a CLI with PenFed, is their any info you need to summit like BOA basically what the form looks like. - 3352889Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 0 loans. Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 Jetta Car Goal: A nice car in a few months.Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 1 loan. Car: 2023 Audi A4 SLine Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 JettaPenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?PenFed Power Cash Card CLI! This is my one and only Penfed card and it just turned 6 months old a couple of days ago so I thought I would see how strong our relationship is and they showed me some love! Congratulations! Your application was approved. Your new credit limit is $17,500.00. Your previous credit limit was $7,500.00.I think Gold is either $10K or 15K max. ( I don't hold that card, and I can't totally remember) . $50K Max combined limits across 2 or 3 cards. I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K.Re: PenFed PCR CLI - under review? @ccquest wrote: I applied on a Friday morning before 8am and received my official congratulations/approval email that Saturday at 4:44pm so I'd agree with the 24-48 hours time frame.So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going - 5644509 - 3Re: PenFed Offers? Historically they show up on the 1st day of each quarter released in several waves during the day. (7/2023) FICO 8 (EX) 825 (TU) 837 (EQ) 844. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club. Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 9.After feeling good about the FNBO, I called PenFed and asked about a CLI. They had me verbally verify my address, employer, and income. She hit the love button and BAM! Congrats on your new CLI of $7,500! This doubled my original SL of $7,500 to 15K. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are …+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum. After reading CAPTOOL's post I decided to try my luck again on a CLI on my Travel Rewards card. Just last week PenFed told me that if I wanted to increase my limit then I'd need to rob from one of my other 3 cards with them. Fully prepared to be told the same again today, I gave it a shot. After ...I got my PCR Visa with PenFed this past November 2020. Put a decent amount of spend on it every month (+/-$1k) and I PIF every month. My SL/Current Limit is $12k, so I thought I'd try for a CLI. Current UTI is 5% across all cards, my EQ 9 score is 786. I applied for a CLI yesterday and got only $3k....Take the myFICO Fitness Challenge. Message 14 of 19 2 Kudos 1GaDawg85. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; ... I ended up waiting for the infamous "offers" and got a $14K offer and added it as a CLI to my existing Penfed card instead of a new card. As far as an independent CLI request, I didn't do it …So I just joined PenFed (after recommendations on this forum to do so). I am actively REBUILDING my credit. Well PenFed DENIED my - 5971260 ... you can get a cli by basically applying again under the same checking account asking for an increased amount. I'm sure it will most likely be a HP. ... myFICO, Score Watch, The score lenders use, and ...Re: PenFed PCR App today under review. I'm currently under review for a cli and submitted ID docs and financial statements as well. I've been with Penfed for a little over a year so my guess is, they're just being cautious. Starting FICO 8s | 06/2018: EX 601 EQ 605 TU 590.Sep 19, 2023 · I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ... First SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!!...I've searched their site, the app and this forum and can't find anyting about how to request a CLI. I have two cards -- PenFed Platinum Rewards Visa and PenFed Promise Visa and was going to ask for a CLI on both since it's been over a year since my last one. ... Take the myFICO Fitness Challenge. AZE7 - 11% Utl - 29 days until 4/24 ...Dec 2, 2015 · I was originally declined by PenFed for a CLI and submitted a letter of reconsideration. I was approved for a $2,000 CLI bringing it to a total CL of $5,000! Plus, I got an APR decrease without asking. The APR was decreased 6.50%, from 13.99% to 7.49%! Last Wednesday, Nov. 27th I was approved for ... Ive been lurking on Reddit. :) Since This summer when I fought for the PenFed promise on recon, ive opened the A+ for $6k and AX Plat 75K sign on. Otherwise, just being. Decided to ask PenFed for my $1k Total CL Promise for the first CLI. Yay! UTL 5% overall, highest balance 5% on single card. ...Ok, without even seeing the other post from CA earlier, I was tinkering with the idea of a CLI with my PenFed AmEX before they showed me a view of the great Pyramids with my recent credit activities. Success! Big shoutout to baller4life (for the thread that started it all), CreditCuriousity (havi...Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.wrote: Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts...Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in TCL is now so close. $4,950 away.Since I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190Hi all, So I have had my PenFed account since May (Visa Rewards) but they only started me with a limit of $9,500 - My USAA MC is $24k - 722570 - 2Wow, I almost fell off my chair on this one LOL I got approved for the promise visa at the end of august for 2.5K. I decided to PC it to the cash rewards card shortly after and that was successful. Today after using the card every week and PIF I decided to request a CLI. Approved for 20K!! EQ is...Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum.Re: PenFed Offers? Historically they show up on the 1st day of each quarter released in several waves during the day. (7/2023) FICO 8 (EX) 825 (TU) 837 (EQ) 844. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club. Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 9.I was hesitant between applying for a new credit card and going for the CLI. I decided to request the CLI and save my AAoA. I was approved for the Penfed gold visa in March 2022 with a SL of $3500. 9 months later I took the HP on equifax and requested an increase to 10k. It was instantly approved, I...Penfed, Home Depot & Academy Sports. Penfed was my very first rebuild card in June of 2018 with a SL of $10K. Since then I hadn't been able to get a CLI or another card. Applied on a whim yesterday and was approved for a Penfed Platinum for $20K. Home Depot originally gave me a $1K SL in July 2019 and decided to ask for a CLI knowing it would ...Since I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190 - 2 ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed PCR CLI; Options.I have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I am used to, however when I went to check the application today the status states this? PenFed Gold Visa WITHDRAWN 09/26/2018 APPLICATION BUILT IN ERROR I ne...Congrats on the great PENFED CLI! Message 8 of 15 1 Kudo Anonymous. Not applicable Mark as New; Bookmark; Subscribe; Mute; Subscribe to RSS Feed; Permalink; Print; Report Inappropriate Content 07-16-2020 10:17 AM 07-16-2020 10:17 AM. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...Woke up this morning and saw this I went ahead and took the CLI route for my PCR card. Finally got this message I am fired up ! This is by far my biggest limit EVER ( not counting mortages ) Thanks for stopping by to read thisSo while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It WorksI was on the phone w them to discuss a payment and I asked about a CLI. I asked are they hard/soft inquiry and she said they are hard. I also asked do they ever do reviews for automatic increase because I've never gotten one. She said the limit will stay the same unless o request an increase. Tha...Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here. Choosing between a CLI or a new account, I opted for an increase to my PCR, which is a $24,200 bump: So the new credit line is $36,200, but the jury's still out on this one. My understanding is PenFed has a 25k cap on any …Re: Penfed Cc instant CLI Approval. @gingerflower wrote: DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍. That"s great. Was the CLI a soft pull or hard pull. Thank you in advance.